10-12-2003

Penny,

I want to take this opportunity to express my sincere gratitude for all your emotional support, guidance, and financial assistance.

When we first met in September of 1997 I was going through a difficult time in my life. It seems to me that you were sent as a blessing in disguise, especially because I had no one else to turn to. I was one month late on my rent and you so graciously paid my rent for me. Not to mention whenever I was out job hunting I always used you for a reference. You always had great things to say about me and I always got the job.

Throughout these past 6 years you have been there for me and you have not once turned a deaf ear. I want to say thank you from the bottom of my heart!

Love,
Marcia Hoffman